Twins have a special bond. Just like REALSaver® and REWARDChecking®. Each month, your interest earnings and ATM fee refunds** from REWARDChecking® are automatically deposited into your REALSaver® account. It's a double boost, with high interest, to save money faster!

  • 0.50% APY* on balances up to $50,000
  • 0.35% APY* on balances over $50,000
  • 0.05%APY* on entire balance when qualifications are not met
  • Linked to REWARDChecking® account
  • Interest and ATM fee refunds from REWARDChecking® automatically deposited
  • No minimum balance
  • No monthly service charge
  • No per item charge
  • Free Online Banking
  • Free eStatements
  • Unlimited Telephone Banking
  • $10 minimum balance to open
  • All balances fully insured through FDIC | SIF
  • *Annual Percentage Yield (APY)
  • Qualifications:
  • Every monthly qualification cycle that you qualify for the REWARDChecking® high rate of 2.00% APY*, you automatically qualify for the REALSaver® rate as well.
  • REWARDChecking® Qualifications:
  • Have at least 10 debit card purchases post and clear
  • Have at least 1 automatic payment or direct deposit post and clear
  • Receive eStatements
  • If you don't qualify in a given cycle, relax - you'll still earn the base rate of return and enjoy a free savings account with no minimum balance or monthly charges. And you can get the REALSaver® rate back the next cycle you qualify.
  • *APY = Annual Percentage Yield. APYs accurate as of April 5, 2013. Rates may change after the account is opened. Minimum to open REWARDChecking® account is $10 and $10 for REALSaver®. REWARDChecking® rate tiers are as follows: 2.00% APY applies to balances of $.01 - $10,000 and 0.20% APY on balances over $10,000 applies to balances over $10,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 3.00% APY - 0.20% APY if qualifications are met. The APY assumes that REWARDChecking® interest is not compounded when linked to REALSaver®, because the interest is automatically transferred to the REALSaver® account at the end of the monthly qualification cycle. The interest from the REWARDChecking® account transfers to the REALSaver® account, whether the qualifications are met or not.
  • Qualifying transactions must post and clear to the REWARDChecking® account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. REALSaver® rate tiers are as follows: 0.50% APY applies to balances of $0.01 - $50,000 and 0.35% APY applies to balances over $50,000 if qualifications are met during the monthly qualification cycle on the REWARDChecking® account. 0.05% APY applies to all balances if qualifications are not met on the REWARDChecking®. All balances will earn 0.50% APY – 0.35% APY if qualifications are met on the REWARDChecking®. Fees may reduce earnings.
  • **ATM Fee reimbursements (REWARDChecking® account only) up to $15 provided only if qualifications are met within the monthly qualification cycle.